CUSTOMER FINANCING

Our programs are opportunistic and nimble with competitive rates and terms that work for any customer's budget.

PRODUCT OFFERINGS

Financial Products and Services

6 MONTH SAME-AS-CASH PROGRAM

Are you looking for a way to get your hands on new equipment without having to pay the full cash price upfront? M1 Financial has got you covered with our 6-month Same-as-Cash program, which allows you to get brand new equipment immediately. After 6 months, you only have to pay the cash price to M1 Financial. Plus, you can take advantage of tax benefits by expensing 100% of the system cost as a depreciation allowance for this year.

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120 DAY PAYMENT DEFERRAL PROGRAM

Upgrade your equipment without upfront payments and with a payment deferral option of up to 120 days! We offer flexible payment deferral options for 3, 6, or 12 months. This way, you can manage your budget easily and get the equipment you need without breaking the bank. Our payment deferral options are designed to help you grow your business without any financial stress.

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SET UP PAYMENT (STEP LEASE)

Many assets are acquired by businesses to aid in generating revenue. That's where a step-up payment plan can come in handy. With this plan, you can make a low initial payment that gradually increases over time to match the expected revenue flow generated from the new equipment. M1's lease solutions are designed to be simple and easy to understand, with straightforward documentation to support it.

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LEARN ABOUT THE BENEFITS OF LEASING

COMMON LEASES AVAILABLE

CAPITAL LEASE

The customer commits to a fixed term of payments. At the end of the lease term, the customer owns the equipment with a $1.00 buyout.

  • FIXED TERM (USUALLY 12-60 MONTHS)
  • LEASE DOCUMENT/CUSTOMER PO
  • CONSIDERED A SIMPLE FINANCE LEASE
  • FIXED END OF TERM BUYOUT AMOUNT ($1)
  • UTILIZED THE FACILITY'S CAPITAL BUDGET
  • PAYS FOR ULTIMATE OWNERSHIP

OPERATING LEASE

The customer commits to make monthly payments based on an established term. When the term ends, the equipment can either be purchased based on its fair market value, rented for an additional 12 months, or returned to M1 Financial with no further obligation.

  • FIXED TERM (USUALLY 12-60 MONTHS)
  • LEASE DOCUMENT/CUSTOMER PO
  • UTILIZED THE FACILITY'S OPERATING BUDGET
  • END OF TERM OPTIONS
  • BUY EQUIPMENT AT FAIR MARKET VALUE
  • CONTINUE RENTING OR RETURN EQUIPMENT

WANT TO LEARN MORE? DOWNLOAD OUR BROCHURE OR CONTACT US ANYTIME.